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At some merchant stores, transactions in amounts exceeding the settlement account balance may be processed.In the event of cancellation or return, a refund will be provided with the designated method after the spent amount has been deducted from your settlement account.In some cases, billing and payment may take place at a later date for the store's reasons. will be adjusted through either a deposit or a deduction. Any discrepancies between the spending information received from the merchant store where the card was used and the sales confirmation notice sent at a later date by the merchant due to foreign exchange rate differences, etc.If you wish to do so, you will have to cancel your existing GLOBAL PASS and apply for a new card. You will not be able to change the settlement account you choose when applying.Calculated based on the amount in Japanese yen converted at an exchange rate determined by Visa as of the date on which the transaction is completed.For foreign currency deposits and structured deposits in foreign currencies, this is the increase in foreign currency deposits converted to yen with the TTB rate stipulated by SMBC Trust Bank on the last business day of the previous month for each currency.

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Yearly increase in the foreign currency deposit of the Total Average Monthly Relationship Balance as of the end of December of each year.As a general rule, miles benefits will be provided by the above dates.PRESTIA DIGITAL GOLD and PRESTIA GOLD customers: 10 milesĮnd of the second month after month of use Yearly increase in foreign currency deposit *2 Second month after the month of opening your account Unique benefits of ANA MILEAGE CLUB GLOBAL PASS














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